Consumer Resources

We understand that from time to time consumers may fall behind on their financial obligations, but that no one ever wants to find themselves in that situation. If RAzOR should acquire your account, we want to provide you an achievable path to fulfilling that obligation in a positive and thoughtful manner. As part of our commitment to providing a positive consumer experience we have compiled the following list of information and educational resources.

ACAInternational.com

ACA International, the Association of Credit and Collection Professionals, is the comprehensive, knowledge-based resource for success in the credit and collection industry.

Consumer.ftc.gov

Money matters. And using tried and true strategies for dealing with money — or the lack of it — can make a big difference to your present and your future. Whether you are saving, spending, or borrowing money, this is information you can’t afford to overlook.

AG.state.mn.us

The Attorney General is the chief legal officer of the State of Minnesota. The Office provides legal representation to over 100 state agencies, boards, and commissions and represents the State of Minnesota in state and federal court and administrative hearings. In some cases, the Office provides legal assistance to rural county prosecutors in major felonies and criminal appeals.

Consumerfinance.gov

The Consumer Financial Protection Bureau (CFPB) regulates the offering and provision of consumer financial products or services under the federal consumer financial laws and educates and empowers consumers to make better informed financial decisions.

RMAssociation.org

Receivables Management Association International (formerly DBA International) is the nonprofit trade association that represents more than 550 companies that support the purchase, sale, and collection of performing and nonperforming receivables on the secondary market. RMA member companies work in a variety of financial services fields, including debt buying companies, collection agencies, law firms, originating creditors, international members and industry-related product and service providers

RMACanada.org

RMACanada’s mission as a National organization is to ensure that it reaches out to all those who have an interest in the Accounts Receivable Management industry representing credit grantors in the financial, telecommunication, retail, utility sector, government bodies, law firms, debt buyers & sellers, collection agencies and other regional ARM associations.